We work in the same broad space — intangible asset identification, valuation, and lending readiness — but with materially different product orientations. Inngot is built around the IP-lending workflow, with strong institutional integration into NatWest and HSBC. Opagio is built as a continuous intangible asset platform covering twelve value drivers and four capital pathways (borrow, protect, fundraise, exit). For a single IP-backed lending application where the bank workflow is already wired to Inngot, Inngot is the path of least friction. For ongoing measurement across the full intangible base, Opagio is the platform-shaped fit.

It depends on which lender. If the borrower is already in conversation with NatWest or HSBC and the relationship manager has asked for an Inngot-format profile, Inngot is the procedurally lower-friction path because the bank's internal process is integrated with Inngot's outputs. For borrowers approaching other UK lenders, non-bank IP financiers, or where the borrower wants the same valuation to support multiple downstream uses (fundraising, exit preparation), Opagio's Lending Readiness Report is bank-agnostic and tied to the wider platform output. Both approaches produce credible material — the question is workflow fit.

Inngot's Goldseam tool publicly identifies approximately 80 asset types across 6 categories, oriented toward statutory IP and adjacent intangibles. Opagio's taxonomy (The Opagio 12™) covers a comprehensive library of intangible asset types across twelve value drivers, including non-statutory intangibles such as customer capital, organisational capital, human capital, supplier and partnership capital, and sustainability and ESG capital. The right question is not "more" but "matched to your use case" — for a discrete IP audit, Inngot's narrower taxonomy is on-target; for a fundraising or exit-readiness conversation that has to address the assets driving enterprise value, Opagio's wider taxonomy is on-target.

Inngot's tool pricing is not published; engagements are quote-based via the bespoke services pathway. Opagio's pricing is published and tiered: a free Growth Forecaster, a paid Growth Forecaster Pro in the Explore zone, and a paid Opagio Intangibles platform subscription with the full discovery, valuation, and management environment. For accurate, current pricing the buyer should obtain a quote from Inngot direct and consult the [Opagio pricing page](/pricing) (or [book a demo](/demo)) for Opagio.

Yes — and some advisors do exactly that. A borrower might commission an Inngot-format profile for a specific NatWest application and use Opagio to maintain a continuous view of the wider intangible base for investor reporting and exit preparation. The two outputs are not fungible — Inngot's profile is bank-specific, Opagio's register is value-creation-driven — but they are not contradictory. For most buyers, one platform is sufficient; for some, the two coexist for different stages of the corporate journey.

Opagio is structured for portfolio-level use: PE funds and VCs can hold multiple investee companies in the same workspace, refresh asset values quarterly, and run benchmark comparisons across the portfolio. Inngot's outputs are oriented to per-company engagement work, which is well-suited to a discrete diligence event but not designed as a portfolio dashboard. For a one-off diligence on a single target, Inngot's IP profile can be a useful input alongside the wider deal work. For ongoing post-investment value-creation tracking, Opagio's portfolio architecture is the better fit.

Both platforms apply income, market, and cost approaches grounded in standard valuation theory. Opagio's Asset Valuator module supports the full set of asset-level methods used in PPA and impairment work — Relief from Royalty, Multi-Period Excess Earnings, With and Without, Cost, DCF, and trading multiples — with output structured for IFRS 3 / IAS 38 / ASC 805 alignment. Inngot's Sollomon applies cost, market, and income approaches as a coordinated online tool oriented to its specific IP use case. The methods are recognisably the same family; the orientation, depth, and downstream defensibility format differ.

[Book a demo](/demo) and we will walk through The Opagio 12™ taxonomy, the Asset Valuator module, the Lending Readiness Report, and the platform's portfolio views with a worked example relevant to your use case. The demo is run by a member of the Opagio team and typically takes 30-40 minutes.

Tool Comparison

Opagio vs Inngot — Platforms Compared

Opagio vs Inngot — two UK intangible asset platforms compared on scope, methodology, IP-lending readiness, and when each platform is the right fit.

Opagio and Inngot are the two UK-headquartered platforms most often shortlisted by businesses, advisors, and lenders looking to identify, classify, and value intangible assets. Both serve the same broad market — measuring the 60-70% of enterprise value that does not appear on a conventional balance sheet — but they differ in scope, methodology breadth, ongoing-vs-snapshot orientation, and the way outputs are structured for the buyer.

Criteria	Opagio	Inngot
Asset taxonomy	The Opagio 12 — twelve value drivers, comprehensive library of asset types across statutory IP and non-statutory intangibles	Approximately 80 asset types across 6 categories, oriented to statutory and adjacent IP
Valuation methodology	Asset Valuator: RFR, MPEEM, With and Without, Cost, DCF, market multiples — IFRS 3 / IAS 38 / ASC 805 aligned	Sollomon: cost, market, and income approaches as a coordinated online tool
Time horizon	Continuous — assets and values tracked over time with month-on-month change visibility	Snapshot — per-engagement outputs reflecting a point-in-time assessment
Capital pathways covered	Four pathways: borrow, protect, fundraise, exit	Primarily borrow — IP-backed lending readiness is the dominant use case
UK bank integration	Lending Readiness Report — bank-agnostic, multi-lender approach	NatWest IP-backed lending programme and HSBC IP lending proposition — established institutional integration
Pricing model	Tiered SaaS subscription — free Forecaster, paid Forecaster Pro, paid Opagio Intangibles platform	Per-tool licensing and bespoke engagement fees — not publicly published; quote-based
Best fit when	Ongoing intangible asset management across the full asset base; PE/VC portfolio views; lifecycle measurement from seed to exit	An institutionally-recognised IP profile tied to an in-flight NatWest or HSBC IP-backed lending application

When to Use Each Approach

Opagio

You need a structured view across the full intangible base, not only the IP slice
You are managing a portfolio of investee companies (PE, VC, advisor)
Intangible asset management is continuous — fundraising, exit prep, ongoing value tracking
The valuation needs to support multiple downstream uses (lending, fundraising, exit, audit)

Inngot

Your immediate need is a discrete IP audit or one-off IP valuation
You are in-flight on a NatWest or HSBC IP-backed lending conversation and the bank workflow is wired to Inngot's outputs
The asset base is primarily statutory IP
You prefer a tool-specific engagement model over an ongoing platform subscription

Our Verdict

Choose Inngot if your need is a discrete, snapshot-style IP profile and valuation aligned to a specific NatWest or HSBC IP-backed lending application. Choose Opagio if you need a broader intangible asset taxonomy across all twelve value drivers, ongoing measurement rather than a one-off output, and a single platform that supports borrowing, fundraising, exit-readiness, and PE diligence within the same data model.

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Opagio vs Inngot — Platforms Compared

When to Use Each Approach

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