Will my bank accept an Opagio valuation as collateral evidence?

Full Explanation

Banks and lenders have their own valuation policies. For secured lending (loans backed by assets), banks typically require independent professional appraisals. For intangible asset lending (loans secured by IP, customer contracts), banks are increasingly sophisticated but still prefer professional opinions. Opagio can help: if you're seeking an IP-backed loan and provide an Opagio valuation as part of the package, it supports your case. But alone, it's unlikely to satisfy a bank's requirements. Banks may: 1) accept Opagio as supporting evidence alongside a professional valuation, 2) conduct their own internal valuation review, 3) require you to engage a professional valuer. For intangible asset lending specifically, the market is developing: some lenders now work with alternative valuers and algorithmic tools. Opagio's transparent methodology gives banks confidence they can understand and verify the valuation. Recommendation: if seeking collateral-backed lending, contact lenders early, disclose that you have an Opagio valuation, and ask whether it meets their requirements or what additional evidence they need.

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