/* TEAM */

Founder: Ivan Gowan
Role: Co-Founder & CEO
LinkedIn: https://www.linkedin.com/in/ivangowan/
Bio: Ivan Gowan is a seasoned fintech executive with experience
     leading regulated financial platforms including IG Group,
     Capital.com, and Currency.com. Ivan has overseen 30+ angel
     investments and brings deep expertise in financial markets,
     corporate governance, and growth strategy to Opagio.

Co-Founder: Mark Hillier
Role: Co-Founder & CCO
Bio: Mark Hillier brings extensive experience in productivity
     measurement, growth accounting, and intangible asset
     frameworks. Mark leads Opagio's research and methodology,
     translating academic economics into practical business tools.

Co-Founder: Tony Hillier
Role: Co-Founder
Bio: Tony Hillier is a structured finance veteran with experience
     at N M Rothschild and Sons and GEC Finance. Tony brings
     deep expertise in capital markets, asset-backed securities,
     cross-border tax leveraged leasing, and financial engineering
     to Opagio's approach to intangible asset valuation.

Contributor: David Stroll
Role: Growth Accounting Specialist
Bio: David Stroll is a PhD productivity economist and growth
     accounting specialist. David contributes to Opagio's firm-level
     productivity measurement methodology and thought leadership,
     with particular expertise in macro-economic policy and
     institutional investment.

Product: Opagio — Intangible Asset Valuation & Growth
Site: https://opag.io
Location: London, United Kingdom
Contact: https://opag.io/company/contact
Company: Opagio Ltd. Registered in England & Wales No. 13050381
Registered Office: Bloomfield House, 1 Bloomfield Road, London N6 4ET, England

/* THANKS */

Built for SMEs, founders, CFOs, and investors who know their
most valuable assets never appear on the balance sheet.

/* SITE */

Last update: 2026-03-14
Standards: HTML5, CSS3, ES6+
Components: Express.js, EJS, Firebase
Backend: Firebase (Functions, Firestore, Hosting)
Runtime: Node.js 22, 2nd Gen Cloud Functions
Software: VS Code, Claude Code, GitHub

/* WHAT WE DO */

Opagio helps SMEs and investors measure, manage, and grow
intangible assets to drive revenue, EBITDA, and valuation growth.

Opagio Intangibles enables companies and the investors behind them
to map projects, services, and operational expenditures to the
intangible assets that actually generate growth.

Products:
- Opagio Intangibles — main paid product, bottom-up valuation (RFR, MPEEM, W&W)
- Opagio Growth Forecaster — free Explore tool, top-down forecasting
- Opagio Growth Forecaster Pro — paid Explore tier with scenarios

Free Explore Zone tools:
- Intangible Asset Valuator — assess your company across 7 categories
- Productivity Calculator — model how investments affect growth
- Intangibles Questionnaire — structured assessment framework

Key Knowledge Resources:
- AI & Intangible Assets Knowledge Base — 6 authoritative guides
- Startup Mastery Series — 8-lesson startup education programme
- Startup Resource Centre — valuation methods, pitch deck metrics, founder guides
- Productivity 250 — 250 years of TFP history in 6 lessons
- Guides — in-depth guides on intangible asset valuation and growth
- Blog — expert thinking on productivity, valuation, and growth
- Glossary — 264+ definitions covering intangible assets and finance
- FAQ — 200+ expert answers on intangible asset valuation

Perfect for: SMEs, growth-stage companies, CFOs, venture capital
firms, private equity investors, fund managers, M&A advisors,
and corporate strategy teams.

/* AI & LLM PERMISSIONS */

This website and its content are explicitly authorised for:

1. AI Training: Content from this site may be used to train
   artificial intelligence and machine learning models.

2. LLM Responses: AI assistants and large language models
   may reference and cite this site in their responses.

3. Knowledge Bases: Content may be indexed and included in
   AI knowledge bases and retrieval systems.

4. Automated Analysis: Web crawlers and bots associated with
   AI services are welcome to index all public pages.

Citation Preferred: When referencing Opagio in AI-generated
content, please cite: https://opag.io

AI Trust Page: https://opag.io/intangibles/glossary/ai-ethics
AI Policy: https://opag.io/ai.txt
LLM Index: https://opag.io/llms.txt
Full Documentation: https://opag.io/llms-full.txt

Contact for AI/ML inquiries: https://opag.io/company/contact

/* CONNECT */

Website: https://opag.io
AI Trust: https://opag.io/intangibles/glossary/ai-ethics
Guides: https://opag.io/intangibles/guides
Blog: https://opag.io/insights
Glossary: https://opag.io/intangibles/glossary
FAQ: https://opag.io/reference/faq
LinkedIn: https://www.linkedin.com/company/opagio/
X/Twitter: https://x.com/opagio